5 Best Payment Gateways for Your eCommerce Website

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5 Best Payment Gateways for Your eCommerce Website

A payment gateway is a software program that links an online eCommerce company and the bank that decides whether to accept a credit card payment. The payment gateways PayPal, Square, Stripe, SecurePay, and WePay are among the five best gateways for an e-commerce website.

5 Best Payment Gateways for Your eCommerce Website


PayPal is one of the best payment gateways for an e-commerce website because of its widespread adoption, high levels of customer satisfaction, and proven security. Brand familiarity, simple implementation, and payment data security are three of PayPal’s most appealing features among organizations.

Using PayPal, you can keep a balance in your account that can be utilized for future purchases. The checkout process, too, has been streamlined for the convenience of the clients. For each transaction, PayPal adds a $0.30 fee, for a total of 4.4%. Payments can be made in a variety of different currencies.

Businesses often choose PayPal because of the service’s widespread nAs a result, payPalcognition, security, and user-friendliness. As a result, despite being the most expensive, PayPal is the most popular Gateway service for small and new businesses. The main selling points of PayPal are its global accessibility (it’s used in 203 countries) and the absence of associated costs (neither initial nor recurring).


Square offers options for both online and in-person transactions. This is a good option for businesses with brick-and-mortar locations that intend to sell online. In addition, it is perfect for businesses seeking to develop physical stores in addition to their online store.

Square charges merchants a modest fee of $60 per site every month in addition to 2.5% plus $0.10 per swipe. Square is simple to implement into an eCommerce website.

Square is regarded as one of the best eCommerce payment gateways since it enables retailers to take online and offline payments from every device. Thus, it targets businesses that do not require an online store yet do need to take payments on-site via portable devices.

Square offers prominent eCommerce partners, including Wix, WordPress, WooCommerce, OpenCart, and Magento. In addition, there are several Square payment plugins for integrating Square with WordPress. Square takes the user’s payment information at the point of sale and routes transactions straight through Credit Card payment gateways.


Despite being a relatively new online payment gateway, Stripe is seeing rapid market adoption and success. Stripe is useful when accepting payments through credit cards. Users are not sent to a new page while their payment is being processed, which is a huge plus for Stripe businesses.

Due to features like a free trial and the ability to defer payments, Stripe is widely regarded as a top choice for online merchants. This allows the customers to evaluate this eCommerce payment gateway before committing to using it.

Stripe not only supports a wide variety of fiat currencies, but it also accepts Bitcoin and other cryptocurrencies. The transaction cost charged by Stripe is 2.9% plus 30 cents.

A positive user experience is the outcome of Stripe’s well-maintained application programming interface (API), which facilitates communication with potential new clients and allows for modifying the process to suit individual needs better. Web developers broadly agree that it is one of the simplest to deploy, integrate, and keep up to date.


SecurePay is an online payment gateway that allows for safe and simple credit card, mobile phone, and electronic check transactions. With SecurePay, you may make online payments and e-commerce transactions and even try it out for free.

Targeted towards small and medium-sized businesses, it offers a workable solution by accepting a wide variety of payment types and requiring minimal effort from users in terms of both account creation and shopping cart integration.

These are affordable for high-volume transactions because their cost is tied to the total number of transactions handled each month. The fees for using SecurePay ranges from 2.4% for consumer purchases to 45% for business payments, plus $395 yearly.

SecurePay Insights, an additional element of SecurePay, is a big reason why it is regarded as the best eCommerce payment gateway. With this tool, organizations may evaluate how they stack up against competitors regarding internet presence, social media engagement, and income generation.


WePay is better renowned as a crowdfunding platform than as an online storefront. This is because its application programming interface (API) and services are tailored specifically for crowdfunding platforms. However, since WePay is a middleman for financial transactions, its evaluation algorithms may flag some users as high-risk, leading to their accounts being temporarily locked.

WePay is a digital payment gateway that caters to software-as-a-service (SaaS) and crowdfunding websites by offering customized payment integrations. The merchant’s website will have the payment method built right in when shopping online. In addition, WePay provides a trio of offerings known as Link, Clear, and Core.

Unlike other credit card processing services, WePay only works in the digital realm; it cannot be used in physical stores.

How to select the best e-commerce payment gateway?

Budget is the priority.

Before moving forward with the payment gateway, you should evaluate your budget. Each payment option has its processing fees and transaction costs. Pick the one that works with your budget also; you don’t have to spend more than you planned. Also, before signing up, it’s a good idea to read the terms and conditions carefully.

Safety for your customers.

No matter how big or small your company is, clients have started demanding a high-quality website powered by secure payment methods. Customers may not notice the redirect if a customer’s transaction requires a quick visit to a third-party website. Taking precautions to prevent fraud and ensure user security is essential.

Customer support.

Customers may contact you about payment-related concerns, discrepancies, or other related queries. Ensure the eCommerce payment gateway you choose has reliable customer care, preferably via email and phone.

Final Words

Choosing the best payment gateway for your eCommerce website should be assessed, considering all the important criteria such as pop addition, security, flexibility, and of course, payment methods; keep an eye out for emerging methods of payment, such as alternative currencies like bitcoin, which are becoming increasingly popular in the market.

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